Business Insurance

We understand the unique needs of businesses big and small. From employee benefits to industry-specific coverage, we’ll develop a business insurance plan that fits your company and everyone on your payroll.

The RSS Advantage


As an independent insurance agent, we represent over 60 of the finest insurance companies in the nation. This means we can offer a choice of multiple insurance carriers, coverages, and pricing options – all with the goal of finding the best fit for your needs.

Dedicated Team

At RSS you are never a number. Instead, you’ll enjoy the benefit of having a dedicated business insurance agent, account manager and certificate manager who are always available to you as a resource.

Business Insurance Specialists

As business owners ourselves, we understand the specific challenges that come with owning and operating your own business, particularly the need for trusted advisors you can count on for support and guidance. RSS proudly plays this role for many of our client partners. Our team will always advocate on your behalf and ensure that you and your business are fully protected.

Contact us today to discuss a custom insurance plan for your business.

Our Quality Insurance Programs Offer

Loss Control Programs

With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower losses – which translates to lower insurance costs and increased productivity.

Quick Claim Response

When you do have a claim, you need fast, fair service. Our independent insurance agents make that happen and we only represent companies with excellent records for settling claims fairly and promptly.

Competitive Rates

Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.


General Liability

Today’s society is increasingly litigious, and even small missteps can result in large lawsuits. This is why general liability insurance (and property and worker’s compensation insurance) is critical for businesses big and small.

Workers Compensation

Workers compensation insurance provides coverage for an employee who has suffered an injury or illness resulting from job-related duties. Coverage includes medical and rehabilitation costs and lost wages for employees injured on the job.

Property Insurance

Commercial property insurance helps businesses pay to repair or replace buildings and other property damaged or destroyed because of fires and storms, replace stolen or lost property and even pay for lost income.

Commercial Auto

No matter what you or your employees are driving, you want to make sure you have commercial auto insurance or commercial trucking insurance coverage to keep your business protected. 

Business Owners Policy

Commercial insurance needs vary from business to business. And many business insurance carriers provide specialty programs for specific industries for a customized business owners policy.

Professional Liability/E&O

Errors and Omissions (E&O) is the insurance that covers your company or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have the expected or promised results.

Cyber Liability Insurance

Any organization that uses technology or collects data is at risk of a cyber-attack, and the results can be catastrophic—and extremely costly.

Health Insurance + Ancillary Benefits

RSS Insurance Services is a premier choice for obtaining customized, high quality, low cost health insurance and benefits options for you and your employees nationwide.

Specialty Markets

While we advise on insurance needs for all types of businesses large and small, we specialize in and have carrier programs for a few choice markets like gyms, auto shops, construction, garden centers, HOA’s, mental health services, schools, entertainment, and sign manufacturing.

Latest Business Insurance News

Covid-19 Vaccine Employer Regulations

Covid-19 Vaccine Employer Regulations

As the Covid-19 vaccine starts to become available to the general public, it is important for employer’s to be aware of vaccination requirement regulations. On December 16, 2020, EEOC issued updated FAQs on its COVID-19 page regarding employer vaccination...

read more
2021 Colorado Paid Time Off Employer Requirements

2021 Colorado Paid Time Off Employer Requirements

Colorado employers will be required to provide their employees with a specified amount of paid sick leave starting January, 1st 2021.  This new law is in addition to the paid sick time already guaranteed to employees through the Federal Emergency Paid Sick Leave Act...

read more
Covid-19 Business Resources and Support

Covid-19 Business Resources and Support

As Covid-19 restrictions start to tighten again, it's more important than ever that we come together to help one another get through these difficult times. There are many resources currently available to businesses in our community. We put together a condensed list...

read more

Contact Us

Contact us today to discuss a custom insurance plan for your business.