Business Insurance
We understand the unique needs of companies big and small. From employee benefits to industry-specific coverage, we’ll develop an insurance plan that fits your business and everyone on your payroll.
The RSS Advantage
Choice
As an independent agent, we represent over 60 of the finest insurance companies in the nation. This means we can offer a choice of multiple insurance carriers, coverages, and pricing options – all with the goal of finding the best fit for your needs.
Dedicated Team
At RSS you are never a number. Instead, you’ll enjoy the benefit of having a dedicated agent, account manager and certificate manager who are always available to you as a resource.
Business Insurance Specialists
As business owners ourselves, we understand the specific challenges that come with owning and operating your own business, particularly the need for trusted advisors you can count on for support and guidance. RSS proudly plays this role for many of our client partners. Our team will always advocate on your behalf and ensure that you and your business are fully protected.
Contact us today to discuss a custom insurance plan for your business.
Our Quality Insurance Programs Offer
Loss Control Programs
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower losses – which translates to lower insurance costs and increased productivity.
Quick Claim Response
When you do have a claim, you need fast, fair service. Our independent agents make that happen and we only represent companies with excellent records for settling claims fairly and promptly.
Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
Products
General Liability
Today’s society is increasingly litigious, and even small missteps can result in large lawsuits. This is why general liability insurance (and property and worker’s compensation insurance) is critical for businesses big and small.
Workers Compensation
Workers compensation insurance provides coverage for an employee who has suffered an injury or illness resulting from job-related duties. Coverage includes medical and rehabilitation costs and lost wages for employees injured on the job.
Property Insurance
Commercial property insurance helps businesses pay to repair or replace buildings and other property damaged or destroyed because of fires and storms, replace stolen or lost property and even pay for lost income.
Commercial Auto
No matter what you or your employees are driving, you want to make sure you have commercial auto insurance or commercial trucking insurance coverage to keep your business protected.
Business Owners Policy
Commercial insurance needs vary from business to business. And many business insurance carriers provide specialty programs for specific industries for a customized business owners policy.
Professional Liability/E&O
Errors and Omissions (E&O) is the insurance that covers your company or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have the expected or promised results.
Cyber Liability Insurance
Any organization that uses technology or collects data is at risk of a cyber-attack, and the results can be catastrophic—and extremely costly.
Health Insurance + Ancillary Benefits
RSS Insurance Services is a premier choice for obtaining customized, high quality, low cost health insurance and benefits options for you and your employees nationwide.
Specialty Markets
While we advise on insurance needs for all types of businesses large and small, we specialize in and have carrier programs for a few choice markets like gyms, auto shops, construction, garden centers, HOA’s, mental health services, schools, entertainment, and sign manufacturing.
Latest Business Insurance News
How does Workers’ Compensation Insurance Work?
Do you have questions about workers' compensation insurance? Our team at RSS has the answers. Colorado law requires businesses to have workers' comp insurance as soon as they hire their first employee. A workers' compensation policy protects both you and your...
What is Business Income Coverage?
What is Business Income or Extra Expense coverage? Business property coverage can protect a business from physical damage to its property from fire, windstorm, vandalism and other similar events. Sometimes, the covered damage prevents a business from operating. In...
The Modern Office Brings Emerging Risks
Will Your Workers Compensation Insurance Be Affected? Below we discuss some of the risks associated with today's new office standards. Pioneered in the workplaces of Silicon Valley, employee benefits, such as climbing walls, Foosball tables, video games and the...
Contact Us
Contact us today to discuss a custom insurance plan for your business.