General Liability

Today’s society is increasingly litigious, and even small missteps can result in large lawsuits. This is why general liability insurance (and property and worker’s compensation insurance) is critical for businesses big and small. A general liability policy provides coverage for liability arising from bodily injury, personal injury or damage to property of others.

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Did you know?

The #1 costliest claim for a small business is reputational harm. If a lawsuit is involved, a general liability claim can cost a small business an average of $75,000 per case to defend and settle. Make sure you have the proper coverage to protect yourself in case of a threat.

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One out of three small businesses have been sued or threatened with a law suit. General liability insurance can help protect you from these threats.

Areas of Risk

These policies can cover business owners in the following areas of risk:

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PREMISES/OPERATIONS

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INDEPENDENT CONTRACTORS

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CONTRACTUAL LIABILITY

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PRODUCTS AND COMPLETED OPERATIONS

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DEFENSE COVERAGE

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PERSONAL & ADVERTISING INJURY

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CERTAIN EMPLOYMENT-RELATED LAWSUITS

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MEDICAL PAYMENTS

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Let one of our licensed professionals walk through a risk analysis with you to determine the appropriate coverage levels for your business.

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