Today’s society is increasingly litigious, and even small missteps can result in large lawsuits. This is why general liability insurance (and property and worker’s compensation insurance) is critical for businesses big and small. A general liability policy provides coverage for liability arising from bodily injury, personal injury or damage to property of others.
Did you know?
The #1 costliest claim for a small business is reputational harm. If a lawsuit is involved, a general liability claim can cost a small business an average of $75,000 per case to defend and settle. Make sure you have the proper coverage to protect yourself in case of a threat.
Areas of Risk
These policies can cover business owners in the following areas of risk:
PRODUCTS AND COMPLETED OPERATIONS
PERSONAL & ADVERTISING INJURY
CERTAIN EMPLOYMENT-RELATED LAWSUITS
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Let one of our licensed professionals walk through a risk analysis with you to determine the appropriate coverage levels for your business.