Commercial property insurance helps businesses pay to repair or replace buildings and other property damaged or destroyed because of fires and storms, replace stolen or lost property and even pay for lost income. Small businesses can buy property insurance regardless of whether they own or lease a building. These policies will provide either replacement cost or actual cash value coverage. Depending on the type of business you own and where it’s located, you may also want to consider crime coverage and/or flood insurance.
Did you know?
Billion Dollars in Insured Losses
2017 was Colorado’s most costly severe weather season with just one hail storm causing more than $2.3 billion in insured losses in the Denver Metro area, ranking as the state’s most expensive insured disaster. Wind and hail damage to commercial property is the third costliest claim for small businesses. Do you have the proper Commercial Property Insurance to protect you from a Colorado storm?
Common Business Property Coverages
Buildings- owned or occupied
Business Property (in & around the building: Desks, Computers, Furniture, employees tools, Etc)
Mobile Equipment/Inland Marine (Forklifts, tools, anything that leaves your location)
Boiler and machinery
Stock or Inventory
Documents & Records
Ordinance or law
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Let one of our licensed professionals help you select the right business property insurance plan to protect your company.