The Parametric Hail Solution

The Parametric Hail Solution

Specialty Insurance Coverage for Colorado Nurseries and Greenhouses Hail season in Colorado runs from mid-April to mid-September, with the most damaging and most frequent storms typically occurring in June. Colorado’s Front Range is located in the heart of “Hail...
Four Types of Workers Compensation Benefits

Four Types of Workers Compensation Benefits

There are four types of workers compensation benefits that make workers compensation insurance an essential coverage for all businesses to obtain. While workers comp is legally required for employers to purchase after they hire their first employee, many employers...
Beware of COVID-19 Cyber Attacks

Beware of COVID-19 Cyber Attacks

Business owners and individuals need to be aware of cyber attacks now more than ever. Hackers are taking advantage of COVID-19 and using these uncertain times to trick vulnerable employees into opening and clicking through emails addressed from a fake...
Insurance + Coronavirus. What You Need To Know.

Insurance + Coronavirus. What You Need To Know.

COVID-19, better known as the Coronavirus, originated in Wuhan, China. Latest theories point to bats and snakes as the origination points of the virus. Bats with a strain of the virus were hunted and eaten by snakes. The snakes were hunted, gathered and sold for food...
Does my Business need Cyber Insurance?

Does my Business need Cyber Insurance?

What is cyber insurance? Does my business need cyber insurance? These are questions we hear quite frequently.  Since today is National Data Privacy Day, we thought it would be a great time to share some information on the importance of cyber insurance for small...
What is Business Income Coverage?

What is Business Income Coverage?

What is Business Income or Extra Expense coverage? Business property coverage can protect a business from physical damage to its property from fire, windstorm, vandalism and other similar events. Sometimes, the covered damage prevents a business from operating. In...

The Modern Office Brings Emerging Risks

Will Your Workers Compensation Insurance Be Affected? Below we discuss some of the risks associated with today’s new office standards. Pioneered in the workplaces of Silicon Valley, employee benefits, such as climbing walls, Foosball tables, video games and the...
Don’t Risk It: Be Your Own Superhero

Don’t Risk It: Be Your Own Superhero

Our agency recently wrote an article that was published on the Denver Startup week website. The article talks about some of the essential business insurance coverages every startup needs. Enjoy!  Over the last several years we have seen Denver, Colorado turn into a...

Nonprofit Insurance Coverage Part 1: The Basics.

Nonprofits are passionate about helping others and filling the voids in the lives and futures of those in our community. We’re passionate about assisting our clients in protecting themselves from life’s obstacles and unknowns. As an agency built on values and driven...

Workers’ Compensation Savings

Want to save money on your workers’ compensation insurance? When was the last time you reviewed your workers’ comp policy? There are several ways to save money on workers’ comp insurance for your business. In fact, Pinnacol Assurance recently...

Risks Ahead…Are You Prepared?

Happy 2019! How did your business fare last year? Our Colorado economy is still booming and most businesses in our state are growing and feeling prosperous.  However, business ownership isn’t always easy and for various reasons many businesses struggle daily to stay...
What You Should Know About Flood Insurance

What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. Our agency wants you to be educated about all of the risks you may face – before a loss occurs...
Does Your Business Need Construction Insurance?

Does Your Business Need Construction Insurance?

General contractors, specialized contractors, homebuilders, remodelers, and even carpenters need to minimize exposure to risk with construction insurance customized to the hazards of the profession. The right blend of coverage can help you limit your financial risks...
Premium Audit Frequently Asked Questions

Premium Audit Frequently Asked Questions

Things to Know About Your Premium Audit What is a Premium Audit? Your policy premium is based upon information provided by you (e.g. payroll, sales) prior to the start of your policy term. Because premiums are charged based on actual payroll or sales for the year,...