Does my Business need Cyber Insurance?

Does my Business need Cyber Insurance?

What is cyber insurance? Does my business need cyber insurance? These are questions we hear quite frequently.  Since today is National Data Privacy Day, we thought it would be a great time to share some information on the importance of cyber insurance for small...
How does Workers’ Compensation Insurance Work?

How does Workers’ Compensation Insurance Work?

Do you have questions about workers’ compensation insurance? Our team at RSS has the answers. Colorado law requires businesses to have workers’ comp insurance as soon as they hire their first employee. A workers’ compensation policy protects both you...
What is Business Income Coverage?

What is Business Income Coverage?

What is Business Income or Extra Expense coverage? Business property coverage can protect a business from physical damage to its property from fire, windstorm, vandalism and other similar events. Sometimes, the covered damage prevents a business from operating. In...
The Modern Office Brings Emerging Risks

The Modern Office Brings Emerging Risks

Will Your Workers Compensation Insurance Be Affected? Below we discuss some of the risks associated with today’s new office standards. Pioneered in the workplaces of Silicon Valley, employee benefits, such as climbing walls, Foosball tables, video games and the...
Don’t Risk It: Be Your Own Superhero

Don’t Risk It: Be Your Own Superhero

Our agency recently wrote an article that was published on the Denver Startup week website. The article talks about some of the essential business insurance coverages every startup needs. Enjoy!  Over the last several years we have seen Denver, Colorado turn into a...
Nonprofit Insurance Coverage Part 3: Claim Examples

Nonprofit Insurance Coverage Part 3: Claim Examples

Welcome to the last blog post in our 3-part blog post series covering nonprofit insurance coverage options! As a reminder, we started this series as a preview to what RSS CEO & Owner, Aaron Hoffman, will be discussing at our nonprofit Lunch & Learn on July...
Nonprofit Insurance Coverage Part 1: The Basics.

Nonprofit Insurance Coverage Part 1: The Basics.

Nonprofits are passionate about helping others and filling the voids in the lives and futures of those in our community. We’re passionate about assisting our clients in protecting themselves from life’s obstacles and unknowns. As an agency built on values and driven...
RSS Provides Specialized Coverage for Non-Profits

RSS Provides Specialized Coverage for Non-Profits

If you’ve checked out our blog or follow our agency on social media , you are probably well-aware that our team at RSS loves to support local non-profits through community partnerships and volunteer efforts. ⇓   What most people don’t know is that...
Workers’ Compensation Savings

Workers’ Compensation Savings

Want to save money on your workers’ compensation insurance? When was the last time you reviewed your workers’ comp policy? There are several ways to save money on workers’ comp insurance for your business. In fact, Pinnacol Assurance recently...
Risks Ahead…Are You Prepared?

Risks Ahead…Are You Prepared?

Happy 2019! How did your business fare last year? Our Colorado economy is still booming and most businesses in our state are growing and feeling prosperous.  However, business ownership isn’t always easy and for various reasons many businesses struggle daily to stay...
What You Should Know About Flood Insurance

What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. Our agency wants you to be educated about all of the risks you may face – before a loss occurs...
Construction Insurance [The Quick Guide]

Construction Insurance [The Quick Guide]

General contractors, specialized contractors, homebuilders, remodelers, and even carpenters need to minimize exposure to risk with construction insurance customized to the hazards of the profession. The right blend of coverage can help you limit your financial risks...
Premium Audit Frequently Asked Questions

Premium Audit Frequently Asked Questions

Things to Know About Your Premium Audit What is a Premium Audit? Your policy premium is based upon information provided by you (e.g. payroll, sales) prior to the start of your policy term. Because premiums are charged based on actual payroll or sales for the year,...