Personal Insurance

If it matters to you, it’s worth protecting. Whether it’s your family, your home, or the things you’ve worked hard to afford, our  products safeguard you and your assets from life’s unknowns.

The RSS Advantage

RSS will help prepare you and your family for the future with the comprehensive insurance coverage you need. As an independent insurance agency, we have the freedom to offer our clients many choices and many types of policies. We make it our mission to focus on you, our client, by finding the best coverage and price from our many carriers to best fit your needs. And we do this in a professional and cost-efficient manner, minimizing the costs of insurance while maximizing the protection provided.


Homeowners Insurance

Your home is one of your most valuable assets. So, if it is is damaged or destroyed, you need your claim settled by an insurance company that understands the significance of this investment.

Renters Insurance

A Renters Insurance policy will provide insurance protection for your furniture, appliances, clothing and other personal possessions.

Condo Owner Insurance

Condo/Townhome insurance protects what your association’s insurance doesn’t, including your possessions, repairs to the interior of your unit, and liability claims brought against you.

Umbrella Insurance

Umbrella insurance gives you an additional layer of liability coverage above your homeowner’s, renter’s, auto, and other policies.

Auto Insurance

There’s no such thing as one-size-fits-all auto insurance, which is why we offer a variety of coverages and companies to choose from.

Collector Vehicle Insurance

As an RSS Insurance customer, you can be sure that your classic vehicle will have the best coverage available.

Recreational Vehicle Insurance

Your RV is your home on the road. And when you’re traveling, you need protection.

Motorcycle, ATV, Snowmobile and Segway Insurance

However you get from Point A to Point B, RSS Insurance has affordable and flexible coverage.

Boat Insurance

Whether you own a personal watercraft or a 40-foot cruiser, being on the water should be fun.

Life Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

Private Client

Beyond the insurance essentials like home, auto and life policies, RSS Insurance also offers Private Client benefits.

Health Insurance & Ancillary Benefits

From HSAs to FSAs, PPOs to EPOs and everything in between, we’ll help you navigate the sometimes complicated world of healthcare coverage.

Latest Personal Insurance News

Why Is the Cost of Home Insurance Rising?

Why Is the Cost of Home Insurance Rising?

Homeowners insurance premiums are on the rise. Wondering why?There’s many factors contributing to the rise of home insurance prices.1. Low housing inventory + high demandIn April 2021, there were 1.16 million unsold homes on the market, down 20.5% from the previous...

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Do I Need Additional Coverage On My Homeowners Policy?

Do I Need Additional Coverage On My Homeowners Policy?

As your life changes, your home often changes with you. As these changes occur, it is important to make sure you update your homeowners insurance policy as needed.  This helps you avoid expensive gaps in coverage and prevents you from paying too much out of pocket in...

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Colorado Hail Season is Coming…Are You Prepared?

Colorado Hail Season is Coming…Are You Prepared?

 Hail season is right around the corner. Can you believe it? Colorado's damaging hail season is considered to be from mid-April to mid-September, with the most damaging and most frequent storms typically occurring in June. Colorado's Front Range is located in the...

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Contact Us

Contact us today to discuss a custom insurance plan for your business.