Auto Insurance

There’s no such thing as one-size-fits-all car insurance, which is why we offer a variety of coverages and auto insurance companies to choose from. As an independent insurance agency, we shop around for our customers to ensure we find the very best car insurance quotes, and apply every possible auto insurance discount to offer you the best policy to fit your needs. Our team will also advise you on the benefits and drawbacks of various limits, deductibles and coverage options so you can make an informed choice when purchasing a car insurance policy.

Did you know?


of Colorado drivers do not carry enough liability insurance to protect themselves in an accident.

All Colorado drivers are required to carry auto insurance. That might be why you see so many ads for auto coverage. Many large insurance companies advertise low rates, but will their policies help you get back on the road in the event of an accident? As a locally owned, independent insurance agency, RSS Insurance focuses on more than low premium rates. We work closely with our customers, many of whom are our friends and neighbors, to provide affordable car insurance that meets individual needs.

Available Car Insurance Policies


Extended liability coverage to pay for damages to another vehicle and medical treatment for the other driver plus any passengers


Collision coverage to pay for accident-related damages to your own vehicle


Comprehensive coverage to pay for non-accident-related damages to your vehicle

Rental Car Reimbursement

Rental reimbursement to help you get back on the road as soon as possible following an accident

Towing & Roadside Assistance

Towing and roadside assistance for your convenience and personal safety

Policy Discounts

Depending on the company you choose, you may qualify for additional discounts for being a good driver and/or good student, driving a safe car, and carrying a homeowner’s policy with your auto insurance carrier.

Being a Good Driver

Being a Good Student

Driving a Safe Car

Having Other Policies

Additional Advantages

Advantages vary from company to company, and some require the purchase of certain coverages. These advantages may include: free windshield repair, 24-hour claims hotline, a guarantee on repairs, and flexible payment options.

Free Windshield Repair

24-Hour Claims Hotline

Guarantee on Repairs

Flexible payment options

Request a Free Quote

Request a free quote today. Our team is looking forward to helping you find the best auto coverage to fit your needs.