Boat Insurance

Whether you own a personal watercraft or a 40-foot cruiser, being on the water should be fun. And with a custom RSS Insurance boat policy, you’ll know that you’re properly insured so you can have the peace of mind to relax and enjoy.


Most Policies Include

Physical Damage Coverage for your Watercraft, Motor, Equipment and Trailer


Coverage options

Coverage is provided for a wide range of hazards including theft, weather, fire and collision and is based on an agreed value or actual cash value basis. Coverage includes:

Liability Coverage

Your financial and property assets are protected if the operation of your boat causes injury or property damage to others. We offer a wide variety of liability limits to meet your needs.

Medical Payments

All friends and family you welcome aboard are covered. We offer coverage for water skiers and wake boarders as well.

Emergency Assistance Coverage

Our policies provide coverage for towing and labor costs when your watercraft is disabled.

Policy Discounts

As a boat owner, you may qualify for some of the following credits and discounts:


Account Credits

Diesel Fuel Credits

Safety Equipment

Safety Course

Request a Free Quote

Request a free quote today. Our team is looking forward to helping you find the best coverage to fit your needs.