Collector Vehicle Insurance
As an RSS Insurance customer, you can be sure that your classic vehicle will have the best coverage available. Your investment will be protected by a vehicle insurance policy that is tailored especially for collectors.
Policy Features
Policy features may include:
Agreed-Value Coverage
This pays the vehicle’s full-insured value (less any applicable deductible) with no depreciation in the event of a total loss.
Inflation Guard
Because collector vehicle values generally appreciate over time, many policies will automatically increase your vehicle’s value by 2% every quarter, up to a maximum of 8% per year, at no additional cost.
Spare Parts Coverage
Your classic spare parts are automatically covered up to $500 (additional coverage may be available).
$0 Deductible Available
This means you will have no out-of-pocket expense in the event of a claim.
Flexible Usage
You’re not limited to “parades only.” Enjoy driving your collector vehicle up to 2,500 or 5,000 annual miles. Our customers do not need to be in attendance of their vehicle during usage.
Automatic Coverage for Additions to the Collection
30-day automatic coverage is provided for any newly acquired, qualifying vehicle that is added to your collection during the policy term (values up to $25,000).
Types of Vehicles
The classic vehicles we insure are as varied and valuable as our customers who drive them. We can offer specialty coverage for your:
CLASSIC CARS
STREET RODS
ANTIQUE CARS
MUSCLE CARS
CUSTOM VEHICLES
COLLECTOR TRUCKS
KIT/REPLICA CARS (PROFESSIONALLY BUILT)
MILITARY VEHICLES
ANTIQUE MOTORCYCLES
CUSTOM MOTORCYCLES (AGE REQUIREMENT DOES NOT APPLY)
ANTIQUE TRACTORS
HOT RODS
Request a Free Quote
Request a free quote today. Our team is looking forward to helping you find the best auto coverage to fit your needs.