Identifying Hail Damage to Your Roof
Summertime storms in Colorado can be very destructive. When hail hits, it can strike your roof and may damage your shingles or other property. Although hailstorms can be destructive, the amount of damage can vary. The type and degree of damage may be impacted by the following factors:
- Wind – During a hailstorm, wind direction and wind speed may vary. Changes in wind conditions may affect the location and severity of hail impacts.
- Size and density – The size of the hailstones can affect the degree of damage, if any, to your property. A hailstone can be as small as a pea, or as large as a softball. Most hailstones do not have smooth edges, which can impact the type of damage they may cause.
Building materials – Building materials absorb hail impacts differently. For example, hail may cause dings in aluminum siding, gutters or asphalt shingles, whereas it may crack vinyl siding or wood shakes. Alternatively, softball sized hailstones may be dense enough and strong enough to puncture a roof. Additionally, the age and condition of a roof could also affect the degree of damage.
Barriers – The position of neighboring structures and natural barriers, like tree cover, landscaping, fences or adjacent homes may reduce the ability of hail to cause damage.
What does hail damage to your roof look like?
Shingles may react differently when struck by hail. For example, hail damage to asphalt and composition shingles may look very different than hail damage to wood shingles.
• Random damage with no
• Hail hits that are black in color
• Loss of granules, which may
expose the roof felt
• Asphalt and/or mat that appears
• Hail hits that are soft to the touch,
like the bruise on an apple
• Random damage with no
• A split in the shingle that is
brown/orange in color
• A split in the shingle that has sharp
corners and edges
• A split in the shingle that has little to
no deterioration at the edges
• Impact marks or dents along the
Other types of damage to shingles may be mistaken for hail damage. For example, exposure to inclement weather and sunlight makes shingles brittle and gives them an aged appearance. This normal wear and tear of shingles, which is sometimes misidentified as hail damage, may also include:
- Granule loss
Manufacturing defects and mechanical imperfections in shingles may also be mistaken for hail damage.
If you believe you have damage from hail, call our office to discuss possible next steps and how you may want to proceed. It may be time to turn in a claim.
Source: Travelers Insurance