What is homeowners service line coverage and why is it so important?

Homeowners service line coverage is a type of insurance that protects homeowners in the event that pipes or wiring coming into their properties are damaged. It will help to cover the costs of repairing the damaged service lines and pipes you are legally responsible for.

Unfortunately, most homeowners don’t realize that service line coverage is not automatically included in a homeowners policy. It is added to the policy as an endorsement.

Adding a service line coverage endorsement to your homeowners policy is affordable, versatile and extremely important for homeowners. Expenses associated with repairing a damaged service line can cost homeowners thousands of dollars and can require extensive labor to repair.

Some examples of the types of service lines covered include:

  • Communications
  • Compressed air
  • Drainage
  • Electrical Power
  • Heating
  • Wast Disposal
  • Water

Covered losses include, but are not limited to:

  • Wear & tear
  • Rust & Corrosion
  • Mechanical breakdown
  • Freezing or frost heave
  • Tree or other root invasion
  • Rodents
  • Landscaping Accidents

Don’t let yourself fall victim to the costs associated with a damaged service line. Adding service line coverage to your homeowners policy is easy and affordable.

As always, please feel free to contact our office with any questions and concerns you might have. Our team is always happy to take a look at your current coverage to ensure you have the protection you need at the best price possible.