Time is running out! You need to enroll for health insurance by January 31st for 2016 coverage. Please also take the time to verify that your health care provider still accepts the insurance carrier you have chosen.
You must enroll by January 31st for March 1st coverage!
**VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2016 ends January 31st!  You DO NOT want to miss the open enrollment period. If you would like to make changes in your health insurance coverage, you must do so during this period.  Also, some health care providers have made recent changes to what health insurance they will accept in 2016.  Please call and verify that your doctor still accepts the plan you have chosen.  You may not make any changes or change to a different insurance provider if needed after January 31st unless you have a qualifying event.
Many carriers have indicated that they will NOT be auto-renewing policies even if no changes are made.  Please contact our office to update your plan selection and payment information. Also, if you do not currently have coverage, you MUST purchase coverage during this enrollment period.  IF YOU DO NOT PURCHASE HEALTH INSURANCE DURING OPEN ENROLLMENT, YOU WILL BE UNABLE TO GET COVERAGE AGAIN UNTIL JANUARY 2017 unless you have a qualifying event (birth, marriage, divorce, loss of coverage).
If you are receiving a tax credit for your health insurance plan, you may want to verify and check that your credits are still applicable. If your income, family size, or job status has changed, the IRS is urging people to report it to avoid any confusion come tax time. How you are receiving your tax credit and any income fluctuations may require you to do some reconciliation on your 2015 taxes. Please note that if you do not have coverage in place in 2016 you will be subject to IRS penalties. You can read about IRS penalty calculations HERE. Please contact our office for more information at healthsales@rss-insurance.com or 303-429-3561 ext. 117.