Your need for life insurance is dependent on your personal and financial needs. As your life changes, your life insurance coverage may need to change as well to adapt to your current needs. Some life changes that may require a policy “tune-up” include:

  • You recently married or divorcedHands
  • You have a new child or grandchild
  • Your health or your spouse’s health has deteriorated
  • You are providing care or financial assistance to a parent
  • Your child or grandchild requires assistance or long-term care
  • You recently purchased a new home
  • You are planning for a child or grandchild’s education
  • You are concerned about retirement income
  • You have refinanced your home mortgage in the past six months
  • You or your spouse recently received an inheritance

Your family means more to you than any of your other assets or investments you protect with insurance.  Make sure you spend time every year to reflect on or research whether or not your policy provides for your family properly in the event you are no longer there to provide or assist in supporting them.  Please feel free to call our office if you have any questions or concerns about your policy or need help putting a new policy in place.